Our philosophy is rooted in traditional investment theory that begins with gaining an understanding of the client.  We listen closely to the client at our initial meeting to gain an understanding of their needs.  This step is fundamental and is perhaps the most important step of the process.

Once we gain insight into the client’s objectives and current financial situation, an Investment Policy Statement is prepared.  This document contains the strategy developed specifically for that client, along with targeted recommendations of investments to purchase or sell.

Our strategy is based upon state-of-the-art investment theory, years of experience in counseling individual investors, and no market timing.  Our plans typically cover a long time frame, encourage diversification, utilize an assortment of mutual funds, ETFs (Electronically Traded Funds) and fixed income products, and cooridnates with your income tax strategy.